False

Get Educated


Doing a little planning and homework goes a long way toward choosing your best insurance option. Whenever you make a significant purchase, you want to feel like you know exactly what you’re getting. It gives you peace of mind. Same with health insurance. By understanding how health insurance works, you will have more confidence you’re making the choice that works for you.

Health Insurance Provides Financial Protection

You may be asking yourself, “Why do I need health insurance?”

The answer is simple – to protect your finances if you get sick or in an accident. Healthcare is expensive. It is easy to rack up hundreds of thousands of dollars of costs for surgeries, hospital stays, doctor bills, drugs and treatments. And, these bills don’t go away.

When you have insurance, the cost of care is usually lower than what you would pay on your own. This is because in-network providers usually agree to lower prices with insurers.

In addition, starting in 2014, it is the law to have insurance. You may have to pay a penalty when filing your taxes if you did not have health insurance.




Doing a little planning and homework goes a long way toward choosing your best insurance option. Whenever you make a significant purchase, you want to feel like you know exactly what you’re getting. It gives you peace of mind. Same with health insurance. By understanding how health insurance works, you will have more confidence you’re making the choice that works for you.

Health Insurance Provides Financial Protection

You may be asking yourself, “Why do I need health insurance?”

The answer is simple – to protect your finances if you get sick or in an accident. Healthcare is expensive. It is easy to rack up hundreds of thousands of dollars of costs for surgeries, hospital stays, doctor bills, drugs and treatments. And, these bills don’t go away.

When you have insurance, the cost of care is usually lower than what you would pay on your own. This is because in-network providers usually agree to lower prices with insurers.

In addition, starting in 2014, it is the law to have insurance. You may have to pay a penalty when filing your taxes if you did not have health insurance.